Divly, Kryptosekken, Coinpanda and Koinly compared on the things that decide a Norwegian return: whether the report is built for the crypto card, whether the Norwegian rules come out right, where your crypto can come from, and whether someone can check before you file. Short version: filing in Norway, start with Divly.
All four import your exchanges and wallets and work out your gains. They differ in whether the report is built for the crypto card and whether the Norwegian rules come out right. We ran a test portfolio through Kryptosekken and Coinpanda to find out.
Divly
Kryptosekken
Coinpanda
Koinly
DivlyKryptosekkenCoinpandaKoinly| Criterion | Divly | Kryptosekken | Coinpanda | Koinly |
|---|---|---|---|---|
| Who it is for | Norwegian filers with crypto on several exchanges or wallets who want the crypto card figures done right without a week of manual clean-up | Norwegians with one or two Norwegian exchanges and a simple history who want a free start | Investors with a long list of exchanges who are comfortable in English and will carry the figures to the crypto card themselves | Investors with many unusual exchanges or heavy DeFi who are comfortable in English and will carry the Norwegian figures over themselves |
| Works in Norwegian | Yes: app, guides and report | Yes: app, guides and report | Website and guides in Norwegian; app, help centre and report in English | No: the app, support and report are in English; only the website has Norwegian pages |
| Support in Norwegian | Yes, chat on weekdays | Yes: Telegram, Messenger and e-mail | No; support replies in English | No: human support in English |
| Norwegian tax report | Formuesverdi, gevinst, tap and income under the card's own names, for both routes, with a PDF to attach | Under the card's names, with a short attachment and a per-currency table | The old RF-1159 form (wealth, gain and loss per currency), which Skatteetaten no longer uses, plus a general report in English | A general report in English; its Norwegian report stopped after tax year 2022 |
| Gains and losses as two figures, the way the card asks | Yes, per lot | Yes, per lot | No: in our test one sale came out as one figure where the card needs two | The report's headline is a net gain; the per-asset file gives both |
| Year-end holdings | Valued at the 1 January price, the price shown | Valued at the 1 January price | 31 December in our test | "The last day of the tax year", by its documentation |
| Norwegian exchanges | Firi, NBX and K33 (NBX is a Divly partner, 20 % discount) | Firi, NBX, K33 and Bare Bitcoin | Firi, NBX and K33 | Firi, K33 and Bare Bitcoin; no NBX |
| Cost basis | HIFO or FIFO, your choice, per lot; HIFO sells the lots with the highest cost first, so you never pay more than you have to | Your choice each year: FIFO, LIFO, HIFO or LOFO | FIFO by default; HIFO by hand | FIFO, LIFO, HIFO and others; the Norwegian default is not published |
| Pricing | Per tax year, in kroner: 399 kr to 3 999 kr for up to 100 to 100 000 transactions | Free up to 100 transactions a year with full reports; 600 kr to 4 500 kr for 1 000 to 25 000 | Per tax year, in US dollars: $79 to $499 (Norwegian price page) | Per tax year, in US dollars: $49 to $199+ |
| Worth knowing | Does not file the return for you; you enter the figures and attach the PDF | Transfers do not count as transactions; eleven blockchains, NFTs entered by hand | Started in Norway in 2018; run by Nexus Finance Ltd in Bulgaria | 1,000+ integrations and 7,200+ DeFi protocols (as listed by Koinly) |
| Kept up to date | A dedicated team updates the exchange and wallet connections all year round, and the Norwegian rules every tax year | Public changelog ends in May 2025; help guides and FAQ refreshed in spring 2026 | Norwegian tax guide and blog guides last updated in 2024 | No Norway guide; its Norwegian report stopped after tax year 2022 |
| Expert help | Peace of Mind, from 999 kr: an expert reviews every transaction of the year and sends a written report. Full Service, from 5 999 kr: a dedicated expert handles it for you. Or invite your own accountant with read or write access. Peace of Mind · Full Service | Support by Telegram, Messenger and e-mail; no accountant access on its pages | Invite your accountant with full or read access; no review service | An expert review of your imports, price on request |
Your crypto goes into the return on one card, "Virtuelle eiendeler / kryptovaluta": what you held, what you gained, what you lost, what you earned. The closer a report matches that card, the less you work out yourself, and the less that can go wrong.
DivlyThe card's own fields, both ways of filing, a PDF to attach; the Norwegian rules appliedKryptosekkenThe card's own fields and a short attachmentCoinpandaThe old RF-1159 form; a sale netted into one figure in our testKoinlyA general report in English; no Norwegian report since 2022
Most people with crypto have it in more than one place: a Norwegian exchange, a foreign one, a wallet or two. The return wants one set of figures for all of it, and a coin you moved between your own wallets must not be taxed as if you had sold it.
Divly200+ exchanges, wallets and chains in one account, Firi, NBX and K33 included, kept current by a dedicated team; a transfer between your own wallets is recognised as a transferKryptosekken130 named sources, Firi, NBX, K33 and Bare Bitcoin among themCoinpandaFiri, NBX and K33Koinly1,000+ integrations, Firi included; no NBX
With many transactions and movements between wallets, the figures are only as good as the import behind them. If you would rather not be the only one who looked, a second pair of eyes is the difference between filing and filing with a good night's sleep.
DivlyA Divly expert goes through every transaction of the year and sends a written report (Peace of Mind, from 999 kr), or you invite your own accountant with read or write accessKryptosekkenSupport by Telegram and e-mail; no accountant accessCoinpandaInvite your accountant; no review serviceKoinlyAn expert review of your imports, price on requestNorwegian and foreign, including wallets you only used for transfers.
By hand if you made a few trades on one Norwegian exchange; with a crypto tax calculator if you used several platforms, swapped coins, staked, or moved coins between your own wallets. Everything must be declared, whatever the amount.
Under "Finans", the card "Virtuelle eiendeler / kryptovaluta": one card per currency, or summed figures with the PDF attached under "legg ved dokumentasjon".
For income year 2026, expect Friday 30 April 2027. Keep the report and your transaction history in case Skatteetaten asks.
Divly's Norway guide walks through every screen: Crypto tax in Norway.
"This is my third time using Divly for my crypto taxes, and they continue to impress. Everything was handled with precision and clarity. Their customer support is honestly next level. Quick responses, clear answers, and they go above and beyond to help."
"Great customer service, I can recommend Divly for all crypto people, I wouldn't be able to declare without them."
"I recently required a comprehensive account review of my historic cryptocurrency transactions (2018–2022) to ensure full accuracy for official tax documentation. The team at Divly provided absolute top-tier support."
Divly, if you file in Norway: everything you hold in one place, a report built for the crypto card with the Norwegian rules applied, and an expert or your own accountant who can check before you file. Kryptosekken fits a simple history on one or two Norwegian exchanges, free up to 100 transactions. Coinpanda suits investors with a long list of exchanges who are comfortable in English. Koinly suits investors with unusual exchanges or heavy DeFi who are comfortable in English.
Not always. With a few trades on one Norwegian exchange, the exchange's own year-end figures may be enough; everything must still be declared, whatever the amount. With several platforms, swaps between coins, staking, or transfers between your own wallets, a calculator is the practical route: it keeps every lot's cost, values your holdings at the 1 January price and gives you gains and losses as the two figures the card asks for.
You choose: HIFO is pre-selected for Norway, so the lots with the highest cost are sold first and you never pay more tax than you have to, and FIFO is there if you want it; gains and losses are reported separately per lot either way. Skatteetaten does not require FIFO for crypto; which units you sold is your choice.
No. Euro, dollars or kroner held on an exchange are not virtual assets and do not go on the crypto card; a kroner balance belongs under "Annen formue" if anywhere. Divly keeps fiat off the card. In our test Coinpanda counted euro interest as crypto income.
If your crypto is on one or two Norwegian exchanges and your history is simple, yes: it is free with full reports up to 100 transactions a year, Firi, NBX and K33 come in, and in our tests the tax output tends to be the same as Divly's as long as the data going in is correct. There is no accountant access or priced review. Divly vs Kryptosekken.
Koinly is a strong international tool with a thousand integrations, Firi included. For a Norwegian return it has limits: no Norwegian report since 2022, so the crypto card figures are copied by hand from the general English report, no Norwegian settings, and mining is not separated from other income. Divly vs Koinly.
The old RF-1159 form, which Skatteetaten no longer uses, with wealth, gain and loss per currency, plus a general report in English. In our test several Norwegian rules came out wrong: a sale over two lots came out as one figure where the card needs two, and the holdings were valued at 31 December rather than 1 January, among others. Firi, NBX and K33 are supported. Divly vs Coinpanda.
Under "Finans", open the card "Virtuelle eiendeler / kryptovaluta". Either fill in one card per currency, or tick summed figures for all virtual assets, type the totals and attach Divly's PDF under "legg ved dokumentasjon". Divly's guide shows each screen.
Divly does not file the return or write into it: you enter the figures yourself. It does not calculate the tax you owe, does not track loans, bridging between chains or mining costs. The cost-basis method is HIFO or FIFO, your choice.
Import everything for free, check the figures, and pay per tax year only when you want the report. If you would rather have an expert check your account first, Peace of Mind and Full Service are available from inside your account.
