Divly gives you the numbers for today's crypto card, with the Norwegian rules applied. Coinpanda is a Norwegian-founded generalist whose Norway form is the old RF-1159, which Skatteetaten no longer uses; several of the Norwegian rules we tested came out wrong.
Both bring in Firi, NBX and K33. The difference is what you get at the end: the figures for today's crypto card, or an old form and a general report in English.
DivlyBest for a Norwegian return
CoinpandaNorwegian-founded
DivlyCoinpanda| Criterion | Divly | Coinpanda |
|---|---|---|
| Who it is for | Norwegian filers with crypto on several exchanges or wallets who want the crypto card figures done right without a week of manual clean-up | Investors with a long list of exchanges who are comfortable in English and will carry the figures to the crypto card themselves |
| Works in Norwegian | Yes: app, guides and report | Website and guides in Norwegian; app, help centre and report in English |
| Support in Norwegian | Yes, chat on weekdays | No; support replies in English |
| Norwegian tax report | Built around the crypto card: Formuesverdi, gevinst, tap and income under the card's own names, for both routes, with a PDF to attach | The old RF-1159 form (wealth, gain and loss per currency), which Skatteetaten no longer uses, plus a general report in English |
| Gains and losses as two figures, the way the card asks | Yes, per lot | No: in our test one sale came out as one figure where the card needs two |
| Values your holdings at the 1 January price | Yes | No: 31 December in our test |
| Lost or stolen coins | A loss of their cost | Not deducted in our test |
| A gift you give | Not a sale | Came out as a gain (our test) |
| Cost basis | HIFO or FIFO, your choice, per lot | FIFO or HIFO |
| Futures and margin | Realised profits and losses imported from the exchanges that report them | Closed positions, fees and funding imported |
| Integrations | 200+ (as listed by Divly) | 900+ (as listed by Coinpanda) |
| Pricing | Per tax year, in kroner: 399 kr (100 transactions), 999 kr (1 000), 1 999 kr (10 000), 3 999 kr (100 000) | Per tax year, in US dollars: $79 (100), $149 (1 000), $289 (3 000), $499 (20 000) |
| Kept up to date | A dedicated team updates the exchange and wallet connections all year round, and the Norwegian rules every tax year | Norwegian tax guide and blog guides last updated in 2024 |
| Expert help | An expert review of every transaction (Peace of Mind, from 999 kr) or your own accountant invited into the account | Invite your accountant with full or read access; no review service |
Crypto goes on its own card in the tax return. A report laid out for that card is one you can copy straight in.
DivlyThe card's own fields, both ways of filing, a PDF to attachCoinpandaThe old RF-1159 form and a general report in English
The card has one field for gains and one for losses. A sale that covers a cheap and an expensive purchase adds to both.
DivlyA gain and a loss, as the card has two fieldsCoinpandaOne figure in our test, where the card needs two
With many transactions, it helps when someone else has looked before you file.
DivlyA Divly expert reviews every transaction (from 999 kr), or invite your own accountantCoinpandaInvite your accountant; no review serviceIt produces the old RF-1159 form, which Skatteetaten no longer uses, plus a general report in English. In our test a sale over two purchases came out as one figure where the card needs two, and the holdings were valued at 31 December rather than 1 January.
It was started in Norway in 2018 and keeps a Norwegian website and guides. It is run by Nexus Finance Ltd in Bulgaria, and the app, help centre and prices are in English and dollars.
Yes. Divly imports realised profits and losses from the exchanges that report them, and you can add any others as realised profit or loss.
No. Both give you figures to enter yourself. Divly's figures carry the card's field names, and Divly's Norway guide walks through each screen.
Import for free, check the figures, pay per tax year in kroner. See the full Norway comparison.
