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Divly
Best if your priority is finishing your French crypto tax report quickly, without turning tax season into a portfolio-management project.
France crypto tax software comparison
Best crypto tax calculator for France in 2026
Divly, Waltio, Koinly, Blockpit, and Finary can all help French crypto users in different ways. The right choice depends on whether you need a France-ready tax report, a portfolio dashboard, an international tax tool, or a crypto investing app with tax help.
Reviewed May 2026. Product features and prices may change, so check each provider’s latest details before choosing.
Quick verdict
The best tool depends on the job you actually need done.
Most French users do not need a bigger dashboard before filing. They need clean imports, clear French calculations, and the right information for Form 2086, Form 3916-bis, and the main declaration.
Waltio
Waltio is a strong option if you want French-language crypto tax reporting alongside tools for following your portfolio throughout the year.
Koinly and Blockpit
Koinly and Blockpit are better understood as international tax tools. That scale is useful, but it can feel less France-first than a local reporting flow.
Finary
Finary is a French wealth and crypto investing app. It helps its own users with tax context, but it is not a full replacement for a dedicated crypto tax calculator.
31.4%PFU rate listed by impots.gouv.fr for private crypto gains in
2026.
2086French annex used to declare annual crypto gains or
losses.
3916-bisCommonly required for foreign crypto platform
accounts.
5Tools compared for French crypto investors.
Comparison table
Divly vs Waltio vs Koinly vs Blockpit vs Finary.
This table is intentionally practical: it compares the moments that matter when a French taxpayer moves from transaction history to declaration.
| Criteria |  Divly |
 Waltio |
 Koinly |
 Blockpit |
 Finary |
|---|---|---|---|---|---|
| Best fit | Best tax-first choiceFrench crypto users who mainly want a clear tax report and filing guidance. | Best portfolio choiceUsers who want tax plus ongoing wealth and portfolio tracking. | Users with international needs, many wallets, or accountant workflows. | Users who like a broad international tax and portfolio platform. | Finary Invest users who want help understanding their own Finary crypto tax obligations. |
| France localization | Built for French tax rules including Article 150 VH bis and French tax reports. | French-language product with French tax forms and declaration guidance. | France is listed as supported, but the experience is more international and English-first. | France is listed among country-specific report countries; Blockpit is Austria-based. | French company and PSAN, but tax help centers on Finary account activity rather than all crypto activity. |
| French forms | StrongDesigned to help with Form 2042 C, Form 2086, and Form 3916-bis. | Supports Cerfa 2086 and 3916-bis in paid tax plans. | International tax reports; verify exact French form output before publishing. | Country-specific France support and PDF/CSV tax reports; verify exact form mapping. | Provides guidance for Finary users, including account declaration context and transaction export. |
| Portfolio tracking | Available, but the main focus is French crypto tax reporting. | StrongestReal-time portfolio tracking is core to Waltio's positioning. | Wide coverageUseful for users with less common wallets, chains, or exchanges, thanks to its large integration list. | Good portfolio tracker across wallets and exchanges, with tax and tracking marketed together. | Very strong for whole-wealth tracking and Finary crypto investing. |
| Pricing model | No subscriptionPay for the tax years you declare; free to start. | Annual plans by transaction tier; Help Center notes annual renewal. | Per-tax-year plans in USD, from $49 for paid tax reports. | Per-tax-year tax reports from 49€; portfolio tracking is free. | Finary charges investing/subscription fees, not a standard tax-report price. |
| Privacy and access | Can start without card or KYC; exchange imports should use read-only access. | Read-only transaction centralization, no private keys requested. | Read-only APIs according to Koinly security documentation. | Imports through APIs, public wallet addresses, and CSV files. | Requires identity checks for investing; crypto is held through Finary's partner setup. |
| Watch-out | Less of a year-round investment dashboard than Waltio, Blockpit, or Finary. | Can be more than you need if you only want a focused tax report. | English-only interface. Best suited to users who value broad exchange and blockchain coverage over a French-language experience. | German and English interface only | Not a dedicated multi-exchange crypto tax calculator. |
Product profiles
What each provider is really good at.
The most honest comparison is not "which tool has the longest feature list?" It is "which tool makes the user's actual tax job feel smallest?"
DivlyFrance tax-first
Divly is the cleanest fit for a French taxpayer who wants to import transactions, review the result, and generate a France-ready report without subscribing to a bigger investment dashboard.
- Designed around French crypto tax filing.
- Start free without card or KYC.
- Affordable one-time pricing per tax year.
- Good for users who want clarity more than extra dashboard depth.
WaltioPortfolio plus tax
Waltio is a strong French option, especially for users who want to follow their crypto wealth throughout the year. Its portfolio story is clearer than a pure tax-only product.
- French-language tax and portfolio product.
- Real-time crypto wealth tracking.
- Large user base and broad integrations.
- Better when ongoing portfolio management matters.
KoinlyUK-based global player
Koinly is one of the best-known international crypto tax tools. It is a strong option for users who value integration breadth, especially if their crypto activity is spread across many wallets, exchanges, blockchains, or less common services.
- 1,000+ integrations across wallets, exchanges, blockchains, and services.
- Useful for niche wallets, chains, and exchanges.
- Portfolio tracking and capital gains preview.
- Accountant partner directory available for extra support.
BlockpitAustria-based tracker
Blockpit combines crypto tax reports with good portfolio tracking. It is an Austrian international player with strong compliance positioning and country-specific report coverage.
- 700+ integrations and 100+ countries.
- Portfolio tracking is free.
- Strong tax optimization message.
- Broader platform, less singularly France-focused.
FinaryFrench investing app
Finary is a French wealth tracking and investing app with crypto features. It is most relevant in this comparison for existing Finary users who want help understanding the tax information linked to their Finary account activity.
- French PSAN registration.
- Strong wealth tracking and crypto investing experience.
- Useful tax guidance for Finary account activity.
- Best if your crypto activity is inside Finary only.
France tax fit
French crypto tax is not just a capital gains number.
For many users, the hard part is not knowing that crypto is taxable. It is knowing which figures belong where, and making sure foreign platform accounts are handled properly.
A France-ready workflow should cover the full filing picture.
In France, private crypto gains can fall under the PFU, while taxpayers may also need to report annual gains or losses and foreign digital asset accounts. A strong crypto tax calculator should help users move from raw transaction history to clear declaration inputs.
Form 2042 CMain income declaration fields
Form 2086Annual crypto gains and losses
Form 3916-bisForeign crypto accounts
Workflow
A focused path from transaction history to French tax report.
Divly is built around the part users actually want finished: importing their crypto history, checking the result, generating the right French tax documents, and knowing what to declare.
Import
Connect your exchanges and wallets or upload transaction files. Divly brings your crypto history into one tax-focused workflow.
Review
Check the results before filing. Most French users make no edits after import, helping keep the process fast and low effort.
Generate
Create your French crypto tax report for the relevant forms, including Formulaire 2042, 2086, and 3916-bis.
Declare
Use Divly’s guidance to report through impots.gouv.fr. Expert review is available if you want extra reassurance before filing.
FAQ
Questions French crypto users ask before choosing.
These answers keep the comparison grounded without overclaiming on competitor limitations.
What is the best crypto tax calculator for France?
Divly is the best fit if your main goal is a focused French crypto tax report. Waltio is stronger if you also want a portfolio dashboard. Koinly and Blockpit are strong international tools, while Finary is better viewed as a wealth and crypto investing app.
How are gains from cryptocurrency trading taxed in France?
In France, gains from selling cryptocurrency for euros are taxable. As of the 2026 filing season, individual crypto capital gains are taxed at the 31.4% PFU rate. Accurate transaction records are needed to calculate and declare the result correctly.
Can the French tax authority find my crypto transactions?
Yes. Crypto transactions can become visible through bank records, public blockchain data, exchange records, and platform reporting. From 2026, DAC8 requires crypto platforms serving EU customers to report certain identity and transaction information to tax authorities.
What if I have never declared my crypto income before?
If you forgot to include cryptocurrency income or gains in a previous French tax return, you can correct your declaration online through impots.gouv.fr during the correction period. After that period, you can still submit a claim through your personal tax account or contact your local public finance centre.
Is Finary a crypto tax calculator?
Not in the same way as Divly, Waltio, Koinly, or Blockpit. Finary is a French wealth tracking and crypto investing app. It helps Finary users understand account declarations and export activity, but it is not primarily a multi-exchange crypto tax calculator.
Does Divly support French crypto tax forms?
Yes. Divly supports Formulaire 2042, Formulaire 2086, and Formulaire 3916-bis for French crypto tax reporting.
Our recommendation
Need a France-ready crypto tax report?
Start with Divly if you want the tax task handled without a heavy portfolio dashboard. Import your transactions, review the calculation, and generate the documents you need for your French declaration.
Tax first, France first.
Divly turns transaction history into a clearer French crypto tax workflow.