How to submit your crypto taxes to Skatteverket using Divly
This guide will walk you through how to use your Divly tax report to submit your crypto taxes to Skatteverket. This guide will assume that you have already imported all your transactions, resolved any warnings, and purchased your Divly crypto tax report. If you have not yet completed these steps, then please see the Getting Started FAQ for more information.
The Divly tax report is country specific
All users in Divly will always receive a localized version of the Divly Tax Report suited for their country (this can be changed in your Settings). The Swedish tax report is tailored for Swedish citizens declaring their taxes to Skatteverket. It cannot be used by residents paying taxes in other countries. If you are paying taxes in a different country, please go to the guide suitable for your country.
The tax report includes the information needed to submit your crypto taxes to Skatteverket. The tax report does not explicitly state how much in taxes you will need to pay. This depends on many other factors (other assets, salary, etc) and can only be seen in Skatteverket’s portal.
What is included in the Divly Tax Report (Sweden)
When you navigate to the Tax Report page in Divly and click the button Get Tax Report, a zip file will download. This zip file contains three files:
Sweden Tax Report (PDF)
This report includes the core information needed to declare your crypto taxes:
Capital Gains Tax (Kapitalvinstskatt): This section contains your crypto K4 report required to submit your capital gains taxes. This is the most common form of taxes when dealing with crypto.
Income Tax (Inkomstskatt): This section contains labels such as Mining, Rewards, and Income. These may require submitting a T2 form.
Interest Income Tax (Ränteinkomst): This section contains Staking Rewards and Interest Received that are submitted in section 7.2 in Skatteverkets Inkomstdeklaration.
Övriga Upplysningar (TXT)
This file contains the exact values of the cryptocurrencies you disposed of (represented in the K4). The reason this file is needed is because Skatteverket does not allow people to add decimal places for krypto in the K4 form online. As such it is required to copy and paste this into section 17: Övriga Upplysningar. Due to the 999 character limit in Skatteverket, we have used abbreviations in the export to shorten the text length.
Contains a copy of the K4 report as given in the PDF for those that prefer the CSV format.
How to submit your crypto taxes to Skatteverket
Start by opening the PDF that you downloaded from Divly, then follow the instructions below.
Submitting Capital Gains Tax
To declare your capital gains taxes, you need to fill in section D of the K4 form.
Log in to Skatteverkets online portal with BankID.
Navigate to Bilagor > Försäljning av värdepapper m.m. (K4) > Övriga värdepapper, andra tillgångar (kaptialplaceringar t.ex, råvaror, kryptovalutor) m.m.
Copy paste the values from the PDF file into the K4 form in Skatteverket. Do this for every cryptocurrency listed in your PDF file. You can only use whole numbers when filling in Antal/Belopp i utländsk valuta. Profits and losses on separate lines for the same crypto since losses are only deductible by 70%.
Click Spara at the bottom once done.
Finally you need to provide the exact amount of crypto sold in decimals. To do this, navigate to Ändra in the top menu. On the page in the dropdown choose 17. Övriga upplysningar. Provide the exact amount of each crypto you sold in the text box. You can copy and paste the text in the TXT file provided by Divly to save time.
Submitting Income Tax
How to submit your income tax depends on the type of income you received (salary, mining etc).
Mining: (Divly label: Mining) If you have received a surplus income from mining, then you need to fill out a T2 form. You can find this form in the online portal by navigating to Bilagor > Inkomst av hobby, internetinkomster m.m. (T2). Make sure you only declare mining if you made a profit after the expenses of your mining hardware etc have been deducted! The expenses can be used to deduct mining income for several years. For a more complete guide on how to submit the T2 form please read our mining tax guide.
Salary and other benefits: (Divly label: Income) If you have received an income as a salary, then this should already be declared by your employer. If your employer has failed to report your salary, then navigate to Ändra and choose the appropriate field in the dropdown (typically 1.1). Update the value in the chosen section so it includes the income you received in crypto. This amount needs to be converted to SEK. You will then need to go to Övriga Upplysningar and provide information regarding the amount you have received in crypto and from whom.
Rewards: (Divly label: Reward) If you have received an income from rewards (like Coinbase Earn), then you need to fill out a T2 form. You can find this form in the online portal by navigating to Bilagor > Inkomst av hobby, internetinkomster m.m. (T2). This is assuming that the Rewards are not categorized as a form of employment or done as a business. If you are unsure about how your specific engagement with a reward system should be treated, please contact Skatteverket and ask them.
Submitting Interest Income Tax
To declare your interest income, you need to add the total sum to section 7.2. You will need to do this if you have received crypto from loan interest or staking rewards (Divly label: Staking Rewards, Interest Received).
Navigate to Ändra and in the dropdown select 7.2 Ränteinkomster, utdelningar m.m.
Fill in the new total sum of interest to include the crypto interest income.
Click on Spara.
Go back to the previous page Ändra.
This time choose 17. Övriga upplysningar and describe the nature of the interest (staking reward, loan interest etc).
To declare your interest expenses (Divly label: Interest Paid) then follow the same steps above but in step 1 navigate to 8.1 Ränteutgifter m.m.
Why does Divly not support SRU files?
Currently you need to manually copy over the numbers from the PDF/CSV into Skatteverket. However, Skatteverekt does provide support for a unique file type (SRU) that allows you to automatically import a K4 into Skatteverket’s online portal. This can be quite handy if you have a lot of different cryptocurrency gains to report.
The reason why Divly does not export SRU files is that it requires us to collect social security numbers (personnummer). We want to avoid storing any user information beyond that of an email address.
However, if you do think Divly should support SRU files please let us know in our support chat. The more people that request it, the more likely we are to support it in the future as an optional feature.
I can't fit the text into Övriga Upplysningar!
If you have traded many different types of cryptocurrencies, there may not be enough room in Övriga Upplysningar (even though Divly has shortened the text as much as possible). This is because Skatteverket caps the total amount text allowed to 999 characters.
Since this was becoming a recurring issue, we contacted Skatteverket for an alternative solution. They suggested that the tax payer should contact them via this form, attach the TXT file, and provide their social security number (personnummer) so that they can link it to the correct person. You can then mention in your Övriga Upplysningar that you have sent them a complete TXT file with your cryptocurrency details through the kontakt form.