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DivlyBest for a Romanian return- The two amounts for your Declarația unică, ready to copy
- Romania's rules and exemptions applied for you
- In Romanian, with a native Romanian support team
- An expert or your own accountant can check before you file
Divly vs Kryptos · Romania
Divly vs Kryptos for Romania (2026)
Divly is the straightforward choice for a Romanian return: a report in Romanian that gives the two amounts the Declarația unică asks for, in lei, with Romania's rules and exemptions applied. Kryptos is a Swedish crypto tax tool, founded in 2022, with Binance connected and plans priced in US dollars; its Romania page says it generates the Declarația unică, but we found no such report in our test.
Pick in ten seconds
Which one is for you?
Both bring in your exchanges and wallets and work out your gains. The difference is what you get at the end, and in which language. We ran a test portfolio through Kryptos to find out.
DivlyBest for a Romanian return
KryptosWallets and DeFi, in English- Many wallets and DeFi activity
- Binance connected
- You are fine in English and prices in dollars
- You work out the Declarația unică figures yourself
Scorecard
Five things that decide a Romanian return.
DivlyKryptosWorks in Romanian
YesApp, report, guides and a native Romanian support team
NoNo Romanian website, app or report; all in English
✓Romania's tax exemptions applied
YesGains under 200 lei per sale left out when the year's gains stay at 600 lei or less
NoIn our test it counted small gains the 200/600 lei rule leaves out
📄A report built for the Declarația unică
YesCâștig and Impozit pe venit datorat for the year, in lei, plus a CASS check
NoIts Romania page says it generates the Declarația unică; we found no such report in our test
⇄Where your crypto can come from
200+Exchanges, wallets and chains, Revolut and Binance included; transfers between your own wallets matched
270Its website claims 5,500+; its app lists 270, Binance and Revolut included
👓Someone to check before you file
YesA Divly expert checks every transaction (from 449 lei), or invite your accountant
PartlyA directory of Romanian accounting firms
Show the full comparison table
| Criterion | Divly | Kryptos |
|---|---|---|
| Who it is for | Romanians who want the two Declarația unică amounts straight from the report, in Romanian | Investors with many wallets and DeFi activity who are comfortable working in English |
| Works in Romanian | Yes: app, report and guides | No: no Romanian website, app or report; all in English |
| Support | Native Romanian speakers you can talk to directly | In English |
| Report for the Declarația unică (form 212) | A Romanian report whose summary page gives Câștig and Impozit pe venit datorat for the year, in lei, plus a CASS check | Its Romania page says it generates Form 212 (Declarația unică); in our test we found no such report in its report list, and no Romanian tax amount |
| Tax rate and tax amount | 10 % for sales up to the end of 2025, 16 % from 2026, by the time of each sale in Romania | No Romanian rate or tax amount |
| The 200/600 lei rule | Applied: gains under 200 lei per sale are left out when the year's gains stay at 600 lei or less | Not applied: small gains counted in our test |
| Cost basis | FIFO or average cost, your choice | FIFO by default; LIFO, HIFO and average cost |
| Expert help | An expert checks every transaction of the year (Peace of Mind, from 449 lei), or your own accountant invited into the account | A directory of Romanian accounting firms |
| Pricing | Per tax year, in lei: 119 lei (100 transactions), 299 lei (1 000), 699 lei (10 000), 1 499 lei (100 000); free to import and check | Per tax year, in US dollars: from $39 (300 transactions) to $989 (100,000); downloading any report needs a paid plan (November 2026) |
Why it matters
Three differences you will feel at filing time.
The two amounts, not a summary to work from
Divly's report names Câștig and Impozit pe venit datorat; Kryptos's Romania page says it generates the Declarația unică, but in our test we found no such report in its report list.
DivlyCâștig and Impozit pe venit datorat for the year, in lei, ready to copyKryptosSays it generates the Declarația unică; we found no such report in our test
Romania's rules and exemptions, applied for you
Divly leaves out gains under 200 lei when the 200/600 lei rule allows it, and taxes each sale at its own year's rate. In our test Kryptos counted small gains the rule leaves out.
DivlySmall gains left out when the 200/600 lei rule allows; each sale at its own year's rateKryptosCounted small gains the rule leaves out, in our test; no Romanian rate
In Romanian, in lei
Divly's app, report and support are in Romanian and its prices in lei; Kryptos is in English with prices in US dollars.
DivlyApp, report and a native Romanian support team; prices in leiKryptosNo Romanian website, app or report; prices in US dollarsFAQ
Quick answers.
What do I enter in the Declarația unică for crypto?
Two amounts for the year: Câștig, your gain from selling or swapping crypto, and Impozit pe venit datorat, the income tax due on it. The rate is 10 % on gains from sales up to the end of 2025 and 16 % on gains from 1 January 2026, by the date of each sale. Divly's report gives both amounts in lei on its summary page, ready to copy.
Which crypto gains are tax-free in Romania?
A gain under 200 lei on a single sale is not taxed, as long as your gains for the whole year stay at 600 lei or less. Once the year's gains pass 600 lei, everything is taxed, the small gains included: with 605 lei of gains in a year, the whole 605 lei is taxable, not only the 5 lei above the limit. Divly applies the rule for you.
Do losses reduce my crypto tax?
Divly follows the law's wording: the tax is on the positive difference ("diferență pozitivă") of each sale, so a loss is not deducted from the gains you declare and is not carried forward to the next year. The tax code gives that kind of offset to shares and other securities, not to crypto. Divly shows your losses beside the gain for your information.
Do I pay CASS on crypto?
The health contribution (CASS) is due when your investment, rent and other-source income together reaches 6 minimum gross salaries in the year: for 2026 that is 24 300 lei, with the next steps at 12 and 24 salaries (48 600 and 97 200 lei). Crypto gains count towards it. Divly's report shows where your crypto income falls and the CASS that would follow if crypto were your only such income; add your other income to the check.
Which years does Divly cover?
2023 to 2026, each with its own rules: 10 % up to 2025, 16 % from 2026, and the CASS thresholds of that year. You pay per tax year for the report you want.
Can I download Kryptos's report for free?
No. Kryptos says its plan is free for up to 100 transactions, but in our test, with fewer than 100 transactions, we could not download any report until we paid for the $39 plan (up to 300 transactions). With Divly you import and check for free and pay per tax year when you want the report.
Our recommendation
Filing in Romania? Start with Divly.
Import for free, check the figures, pay per tax year in lei. If you have many wallets and DeFi activity and are comfortable working in English, Kryptos is the one to consider. See the full Romania comparison.
