EN
Divly- The two amounts for your Declarația unică, ready to copy
- Romania's rules and exemptions applied for you
- In Romanian, with a native Romanian support team
- An expert or your own accountant can check before you file
Crypto tax software · Romania
Best crypto tax software for Romania (2026)
Divly, Koinly, CoinTracking and Kryptos compared on the things that decide a Romanian return: whether you get the two amounts the Declarația unică asks for, whether Romania's rules and exemptions come out right, whether it works in Romanian, and whether someone can check before you file. Short version: filing in Romania, start with Divly.
Pick in ten seconds
Which one is for you?
All four import your exchanges and wallets and work out your gains. They differ in whether you get the two amounts the Declarația unică asks for and whether Romania's rules come out right. We ran a test portfolio through Koinly, CoinTracking and Kryptos to find out.
Divly
Koinly- Many platforms, unusual exchanges and chains
- Revolut connected through the app
- You are fine in English
- You work out the Declarația unică figures yourself
CoinTracking- A long, large history across many exchanges
- Many calculation methods and a mobile app
- Every tax year on one licence
- You work out the tax and the form figures yourself
Kryptos- Many wallets and DeFi activity
- Binance connected
- You are fine in English and prices in dollars
- You work out the Declarația unică figures yourself
Scorecard
Five things that decide a Romanian return.
DivlyKoinlyCoinTrackingKryptosWorks in Romanian
YesApp, report, guides and a native Romanian support team
NoApp, report and support in English; a Romanian guide on its website
NoNo Romanian among the app's languages; report in English; support in English and German
NoNo Romanian website, app or report; all in English
✓Romania's tax exemptions applied
YesGains under 200 lei per sale left out when the year's gains stay at 600 lei or less
NoKoinly says it has not verified the Romanian rules; in our test it counted small gains the 200/600 lei rule leaves out
NoIn our test it counted small gains the 200/600 lei rule leaves out and left a coin held over a year outside its gains total
NoIn our test it counted small gains the 200/600 lei rule leaves out
📄A report built for the Declarația unică
YesCâștig and Impozit pe venit datorat for the year, in lei, plus a CASS check
NoA general report in English, without the Declarația unică figures
NoA general report in English, with no Romanian tax rate or tax amount
NoIts Romania page says it generates the Declarația unică; we found no such report in our test
⇄Where your crypto can come from
200+Exchanges, wallets and chains, Revolut and Binance included; transfers between your own wallets matched
900+Revolut and Binance included
400+Revolut and Binance included
270Its website claims 5,500+; its app lists 270, Binance and Revolut included
👓Someone to check before you file
YesA Divly expert checks every transaction (from 449 lei), or invite your accountant
YesAn expert review of your imports, no tax advice
YesA done-for-you service in 30+ countries, from €999
PartlyA directory of Romanian accounting firms
Show the full comparison table
| Criterion | Divly | Koinly | CoinTracking | Kryptos |
|---|---|---|---|---|
| Who it is for | Romanians who want the two Declarația unică amounts straight from the report, in Romanian | Investors with many platforms, Revolut included, who are comfortable working from a general English report | Investors with a long, large history across many exchanges who want many calculation methods | Investors with many wallets and DeFi activity who are comfortable working in English |
| Works in Romanian | Yes: app, report and guides | No: app and report in English; a Romanian tax guide on its website | No: the app has other languages but not Romanian; report in English | No: no Romanian website, app or report; all in English |
| Support | Native Romanian speakers you can talk to directly | Human support in English only | English and German, Monday to Friday | In English |
| Report for the Declarația unică (form 212) | A Romanian report whose summary page gives Câștig and Impozit pe venit datorat for the year, in lei, plus a CASS check | A general report in English, without the Declarația unică figures or a Romanian tax amount; Koinly says it has not verified the tax rules for Romania | Romania is not one of its countries with a report of their own; the general report in English shows gains and losses as two totals, with no Romanian tax rate or tax amount | Its Romania page says it generates Form 212 (Declarația unică); in our test we found no such report in its report list, and no Romanian tax amount |
| Tax rate and tax amount | 10 % for sales up to the end of 2025, 16 % from 2026, by the time of each sale in Romania | No Romanian rate or tax amount | No Romanian rate or tax amount | No Romanian rate or tax amount |
| The 200/600 lei rule | Applied: gains under 200 lei per sale are left out when the year's gains stay at 600 lei or less | Not applied: small gains counted in our test | Not applied: small gains counted in our test | Not applied: small gains counted in our test |
| Cost basis | FIFO or average cost, your choice | FIFO, average cost (ACB), LIFO, HIFO; the default is the UK "Shared Pool" | FIFO by default, plus many other methods | FIFO by default; LIFO, HIFO and average cost |
| Expert help | Peace of Mind, from 449 lei: an expert checks every transaction of the year and sends a written report. Full Service: a dedicated expert handles it with you. Or invite your own accountant. Peace of Mind · Full Service | An expert review of your imports (completeness, balances, tags); no tax advice | Full Service, done for you, in 30+ countries, from €999 | A directory of Romanian accounting firms |
| Pricing | Per tax year, in lei: 119 lei (100 transactions), 299 lei (1 000), 699 lei (10 000), 1 499 lei (100 000); free to import and check | Per tax year, in US dollars: $49 (100), $99 (1 000), $199 (3 000); a report download needs a plan for that year | Per year of licence, counting every transaction you have ever made: €39 (200), €129 (3,500), €219 to €389 (20,000 to 100,000), €769 (unlimited); two-year and lifetime terms too | Per tax year, in US dollars: from $39 (300 transactions) to $989 (100,000); stated as free up to 100 transactions, but in our test no report could be downloaded until we paid for the $39 plan |
Why it matters
Three differences you will feel at filing time.
The two amounts for your Declarația unică
The report's summary page gives you Câștig and Impozit pe venit datorat for the year, in lei, ready to copy. None of the other tools we tested gives either amount.
DivlyCâștig and Impozit pe venit datorat for the year, in lei, plus a CASS checkKoinlyA general report in English, without the Declarația unică figuresCoinTrackingA general report in English, with no Romanian tax rate or tax amountKryptosSays it generates the Declarația unică; we found no such report in our test
Romania's rules and exemptions, applied for you
Gains under 200 lei per sale are left out when the year's gains stay at 600 lei or less, and each sale is taxed at its own year's rate: 10 % up to the end of 2025, 16 % from 2026. The tools we tested do not apply the 200/600 lei rule and show no Romanian rate.
DivlySmall gains left out when the 200/600 lei rule allows; each sale at its own year's rateKoinlyCounted small gains the rule leaves out, in our test; no Romanian rateCoinTrackingCounted small gains the rule leaves out and left a coin held over a year outside its gains total, in our testKryptosCounted small gains the rule leaves out, in our test; no Romanian rate
In Romanian, with someone to check
The app and the report are in Romanian and the support team are native Romanian speakers; invite your accountant into your account, or have a Divly expert check every transaction of the year.
DivlyIn Romanian; a Divly expert checks every transaction (Peace of Mind, from 449 lei), or invite your accountantKoinlyIn English; an expert review of your imports, no tax adviceCoinTrackingIn English, support also in German; a done-for-you service from €999KryptosIn English; a directory of Romanian accounting firmsHow a Romanian crypto return works
Four steps from your exchanges to ANAF.
Add every exchange and wallet to Divly
Romanian and foreign, Revolut and Binance included, and wallets you only used for transfers.
Divly works out each sale
The gain on every sale and swap (a swap from one coin to another counts as a sale), transfers between your own wallets matched, and the 200/600 lei rule applied.
Enter the two amounts in the Declarația unică
Câștig and Impozit pe venit datorat for the year, online through ANAF's Spațiul Privat Virtual or on paper; check whether CASS applies.
File and pay by 25 May
For tax year 2026, by 25 May 2027. Keep the report and your transaction history in case ANAF asks.
From Divly users
What people say after filing with Divly.
★★★★★
"This is my third time using Divly for my crypto taxes, and they continue to impress. Everything was handled with precision and clarity. Their customer support is honestly next level. Quick responses, clear answers, and they go above and beyond to help."
★★★★★
"Great customer service, I can recommend Divly for all crypto people, I wouldn't be able to declare without them."
★★★★★
"I recently required a comprehensive account review of my historic cryptocurrency transactions (2018–2022) to ensure full accuracy for official tax documentation. The team at Divly provided absolute top-tier support."
★★★★★
"I had about 400 transactions in 2025 and no idea how to declare them. I got very good and fast help with my return, and the site is very user-friendly and clear."
★★★★★
"It went really well, even though it was definitely not an easy job. The data had to be dug up from several years, several exchanges and wallets."
★★★★★
"Fast service. The personal service worked well too. The documents I needed were easy to download."
FAQ
Quick answers.
Which crypto tax software is best for Romania?
For a Romanian return, Divly is the straightforward choice when you want the two Declarația unică amounts straight from the report, in Romanian, with someone to check before you file. Koinly suits investors with many platforms, Revolut included, who are comfortable working from a general English report. CoinTracking suits investors with a long, large history across many exchanges who want many calculation methods. Kryptos suits investors with many wallets and DeFi activity who are comfortable working in English.
What do I enter in the Declarația unică for crypto?
Two amounts for the year: Câștig, your gain from selling or swapping crypto, and Impozit pe venit datorat, the income tax due on it. The rate is 10 % on gains from sales up to the end of 2025 and 16 % on gains from 1 January 2026, by the date of each sale. Divly's report gives both amounts in lei on its summary page, ready to copy.
Which crypto gains are tax-free in Romania?
A gain under 200 lei on a single sale is not taxed, as long as your gains for the whole year stay at 600 lei or less. Once the year's gains pass 600 lei, everything is taxed, the small gains included: with 605 lei of gains in a year, the whole 605 lei is taxable, not only the 5 lei above the limit. Divly applies the rule for you.
Do losses reduce my crypto tax?
Divly follows the law's wording: the tax is on the positive difference ("diferență pozitivă") of each sale, so a loss is not deducted from the gains you declare and is not carried forward to the next year. The tax code gives that kind of offset to shares and other securities, not to crypto. Divly shows your losses beside the gain for your information.
Do I pay CASS on crypto?
The health contribution (CASS) is due when your investment, rent and other-source income together reaches 6 minimum gross salaries in the year: for 2026 that is 24 300 lei, with the next steps at 12 and 24 salaries (48 600 and 97 200 lei). Crypto gains count towards it. Divly's report shows where your crypto income falls and the CASS that would follow if crypto were your only such income; add your other income to the check.
Which years does Divly cover?
2023 to 2026, each with its own rules: 10 % up to 2025, 16 % from 2026, and the CASS thresholds of that year. You pay per tax year for the report you want.
Sources
- ANAF: Legea 239/2025 (16 % from 2026; the 200/600 lei rule) and the instructions for the Declarația unică (form 212); ANAF guidance on CASS and the 2023–2026 minimum gross salary.
- EY România: the 605 lei example for the 200/600 lei rule.
- Koinly: pricing, help centre (reports, plans, support, expert review), Romania pages and guides, 6 November 2026; our own test portfolio, 9 November 2026.
- CoinTracking: pricing, help centre (tax reports, support), Full Service page, 6 November 2026; our own test portfolio, 7 November 2026.
- Kryptos: pricing, Romania pages, accountant directory, 6 November 2026; our own test portfolio, 9 November 2026.
- Trustpilot reviews of Divly (last 12 months).
Our recommendation
Filing in Romania? Start with Divly.
Import everything for free, check the figures, and pay per tax year in lei only when you want the report. If you would rather have an expert check your account first, Peace of Mind and Full Service are available from inside your account.
