EN
Divly vs CoinTracking: which is better for German crypto taxes?
Direct answer: Divly is better for German crypto investors who want the fastest, simplest route from transaction import to a Germany-ready tax report. CoinTracking is better if you want a complete portfolio management suite with deep reporting, 400+ integrations, advanced analytics, and more tax customization. Both can calculate crypto taxes, but Divly is easier when the goal is simply to get the German tax report done.
Methodology: We compared official pricing pages, product documentation, German filing guidance, support resources, internal workflow data, and current German tax sources. Product and pricing facts were checked on June 3, 2026.
Choose Divly to finish German crypto taxes quickly. Choose CoinTracking when you want tax reporting inside a more advanced portfolio-tracking workspace.
Choose Divly for a focused German tax report. Choose CoinTracking for portfolio tracking plus advanced tax control.
The main difference is not whether either product can calculate tax. The difference is how much product you want around the tax calculation.
Divly is the better CoinTracking alternative for German users who only want to complete their crypto tax declaration. Divly keeps the workflow close to the filing job: import transactions, review warnings, generate a Germany-specific report, and use guidance for Anlage SO, Anlage KAP, and the Finanzamt handoff. CoinTracking is the stronger option when the tax report is only one part of a larger portfolio routine, especially for active traders who want dashboards, many reports, DeFi and NFT tracking, multiple import routes, and more detailed tax settings.
Choose Divly if you want to file quickly.
Divly is best when your main question is: "What do I need for my German crypto tax return?"
- 1You want the simplest path from imports to a Germany-ready report.
- 2You prefer fewer settings and fewer decisions before downloading the report.
- 3You want a tax-year-based payment model, not an ongoing portfolio subscription.
- 4You value German filing guidance for Anlage SO, Anlage KAP, ELSTER, and the Finanzamt handoff.
Choose CoinTracking if you want the full suite.
CoinTracking is best when you want to keep monitoring and analyzing your crypto portfolio after tax season.
- 1You want real-time portfolio tracking, analytics, balances, and 25+ report types.
- 2You use many exchanges, wallets, blockchains, DeFi protocols, or NFT workflows.
- 3You want more cost-basis, report, and tax-optimization settings to configure.
- 4You are comfortable paying for an annual or lifetime portfolio product.
Divly vs CoinTracking for German crypto taxes, category by category.
Use this table as the quick decision layer. Divly wins on filing simplicity; CoinTracking wins on portfolio depth and customization.
| Category | Winner | Why it matters for German crypto investors |
|---|---|---|
| Best overall for getting German taxes done | Divly | Divly is designed around the tax-report workflow and Germany-specific declaration guidance, so it is easier to use when the goal is a finished report. |
| Ease of use | Divly | Divly has a smaller product surface and fewer configuration choices before the report. Internal 2026 data shows most paid Divly users finished in about 15 minutes and made no edits. |
| Portfolio tracking | CoinTracking | CoinTracking is a mature portfolio tracker with real-time dashboards, 400+ integrations, 25+ reports, DeFi, NFT tracking, mobile access, and advanced analytics. |
| Advanced tax customization | CoinTracking | CoinTracking offers more report settings, cost-basis options, tax options, optimization features, and detailed analytics. This is useful for advanced users but adds setup decisions. |
| German declaration handoff | Divly | Divly publishes a practical German filing guide and builds the report around Anlage SO and Anlage KAP support. The product is more direct for the final Finanzamt step. |
| WISO Steuer and KAP+SO support | Both | Both support German report needs. CoinTracking offers WISO CSV and KAP+SO fill-in help; Divly offers Germany-specific reports including a WISO CSV and filing instructions for Anlage SO and Anlage KAP. |
| Pricing model clarity | Divly | Divly counts the latest tax-year transactions for the report and charges one-off for the year. CoinTracking plans are annual or lifetime and use total account transaction limits. |
| Best for advanced traders | CoinTracking | CoinTracking is stronger for users who want a broad portfolio dashboard, many report types, and more control over tax-calculation settings. Divly can still handle complex crypto activity, including DeFi, NFTs, multiple wallets, exchanges, and large transaction histories, but keeps the workflow focused on producing a Germany-ready tax report. |
| Best for beginners | Divly | Divly is easier for taxpayers who do not want to learn a portfolio-management suite before downloading a German tax report. |
Pricing, feature, and support-page claims were checked on June 3, 2026. Always verify current plan names and transaction limits before buying.
Divly is easier when the outcome is a German tax report, not a year-round portfolio workspace.
Divly wins on simplicity because it removes decisions that are useful for power users but distracting for taxpayers who just need to declare.
Divly is built around the filing job.
Direct winner for ease of use: Divly. Divly is better for German crypto investors who want the fastest practical workflow because it focuses on the tax report and declaration handoff. Users can import, review, and prepare before paying, and the German pricing page explains that the report includes support for Anlage KAP and Anlage SO.
That matters because most German taxpayers are not trying to become portfolio analysts in April, May, or June. They need clean calculations, clear warnings, and a report that helps them move numbers into the correct filing context.
Internal simplicity indicators
Internal Divly data from the first 2,600 paid users in 2026 shows that the majority went from first import to tax report in roughly 15 minutes, and 90% made no edits before generating the report. Route discovery also found fewer user-facing screens in Divly than in CoinTracking.
The screen count is a directional complexity proxy, not a quality ranking. A broader tool can be useful; it simply asks more of the user.
CoinTracking is stronger when crypto tax is part of a full portfolio management routine.
CoinTracking deserves credit here. It is not just a tax calculator; it is a long-running portfolio tracker with tax reporting attached.
CoinTracking is made for active tracking.
Direct winner for portfolio management: CoinTracking. CoinTracking is better than Divly if you want one dashboard for balances, unrealized gains, realized gains, asset allocation, exchange balances, trade performance, DeFi activity, NFT values, and long-term portfolio analysis. CoinTracking lists 400+ integrations, 25+ reports, and country-specific tax reports for 100+ jurisdictions.
That breadth is valuable for users who want to actively monitor DeFi positions, NFT values, multiple portfolios, and trading performance throughout the year. Divly is better when those same types of activity need to be converted into a simpler tax-report workflow.
Where CoinTracking goes deeper
- 1Real-time portfolio dashboards with balances, allocation, cost basis, and performance views.
- 2400+ exchange, wallet, blockchain, API, and CSV import routes.
- 3DeFi and NFT tracking for users who want portfolio visibility beyond simple buy and sell activity.
- 4Tax reports, tax options, advanced tools, optimization features, and more detailed report customization.
The tradeoff: CoinTracking gives advanced users more control, but control creates choices. Divly is the easier tool when a German taxpayer wants fewer choices and a faster path to a finished tax report.
German crypto tax reporting is more than one gains number.
German investors need a tool that can organize taxable gains, holding periods, and reportable activity into the right filing context. This is where local guidance and form clarity matter.
Divly is built for the full German crypto tax filing picture.
Germany commonly requires users to understand private sale transactions under Section 23 EStG, the one-year holding period, the 1,000 EUR Freigrenze from 2024 onward, and where crypto income belongs in Anlage SO or Anlage KAP. Divly's Germany-specific Essentials report connects those concepts to clear report values and practical filing guidance.
In practice, German Divly users need accurate transaction records, warnings they can review before paying, and outputs that fit Anlage SO, Anlage KAP, ELSTER, or WISO Steuer. Divly also supports WISO Steuer, so users can move from the crypto tax report into familiar German filing software when that is the right route for their return.
A focused path from transaction history to German tax report.
Divly is built around the part users actually want finished: importing their crypto history, checking the result, generating the right German tax documents, and knowing what to declare.
Import
Connect your exchanges and wallets or upload transaction files. Divly brings your crypto history into one tax-focused workflow with 200+ supported sources.
Review
Check imported transactions, warnings, transfers, fees, and classifications before you pay for the final report.
Generate
Create your Germany-ready crypto tax report with values for Anlage SO, Anlage KAP, ELSTER, WISO Steuer, or your advisor.
Declare
Use Divly's Germany guidance to complete the filing handoff. Expert review or full-service help is available if you want extra support.
Divly is simpler for one-off tax filing. CoinTracking bundles tax into an annual or lifetime portfolio product.
At the entry level, both list a 39 EUR starting point. The important difference is how transactions are counted and what the user is buying.
Divly is easier to understand for tax-first users. Portfolio tracking is free, the German report is a one-off payment, and Divly's pricing tiers count only transactions from the latest tax year rather than every transaction ever imported.
- 1Free start and free portfolio tracking before purchasing the report.
- 2Germany-specific Essentials report includes automatic calculations, unlimited adjustments, and Anlage KAP,Anlage SO and WISO Steuer support.
- 3Expert check starts at 99 EUR for a manual review of the account.
- 4Full-service help starts at 499 EUR for users who want guided preparation support.
CoinTracking can be good value when you will use the portfolio suite throughout the year. The key caveat is that CoinTracking's transaction bands are total account transactions, while Divly's tax report model counts the relevant tax-year transactions for the report.
- 1Free plan for portfolio view only, plus a 7-day free trial with unlimited imports.
- 2Starter 39 EUR/year for 200 total transactions, Pro 129 EUR/year for 3,500, Expert from 219 EUR/year for 20K to 100K, Unlimited 769 EUR/year.
- 3Annual and lifetime plan options can suit users who want ongoing portfolio analytics.
- 4Full-Service packages start with an Expert feedback option at 59 EUR, Basic Review at 999 EUR, Advanced Reviewat 2,499 EUR, and Express Review at 399 EUR/hour.
Pricing verdict: Divly is the clearer choice when you want a one-off German tax report for the latest tax year. CoinTracking is easier to justify when you will also use portfolio tracking, reports, analytics, and tax settings before and after the filing deadline. Check product pricing pages for the latest prices.
Quick answers before you choose Divly or CoinTracking.
These answers are written for German taxpayers comparing a filing-first crypto tax calculator with a portfolio tracker that also calculates tax.
Is Divly better than CoinTracking for German crypto taxes?
Divly is better than CoinTracking for German users whose main goal is to finish a tax report quickly and understand the declaration handoff. CoinTracking is better if you want a broader portfolio tracker with 400+ integrations, real-time dashboards, DeFi and NFT tracking, 25+ reports, and more advanced tax settings.
Which tool is easier for beginners?
Divly is easier for beginners because it is built around a shorter tax workflow: import transactions, review, generate the report, and declare. CoinTracking is powerful, but its portfolio dashboard, reports, tax options, import settings, and advanced tools naturally create more product surface.
Which tool is better for portfolio tracking?
CoinTracking is better for portfolio tracking. It is designed for year-round portfolio visibility, including balances, allocation, realized and unrealized gains, exchange and wallet imports, DeFi, NFTs, tax-ready analytics, and 25+ reports. Divly provides portfolio context for review, but its strongest use case is getting the tax report done.
Do Divly and CoinTracking both support Anlage SO and Anlage KAP?
Yes. Divly provides Germany-specific tax reports and support for Anlage SO and Anlage KAP. CoinTracking provides WISO Steuer CSV export guidance and KAP+SO fill-in help. The difference is not whether both can support German reporting; it is whether you want a focused filing workflow or a deeper portfolio suite.
Which is cheaper, Divly or CoinTracking?
At the entry level, both list a 39 EUR starting point as of June 3, 2026. Divly's Essentials report starts at 39 EUR as a one-off Germany-specific tax report, and Divly says it counts only the latest tax-year transactions for pricing. CoinTracking's Starter plan is 39 EUR per year for up to 200 total transactions, with higher annual tiers for larger total transaction counts.
Does CoinTracking export directly to ELSTER?
CoinTracking's support desk says that WISO Steuer CSV export is available and KAP+SO fill-in help is provided, but that no ELSTER export option is available yet in the support article modified April 1, 2026. Users can still use CoinTracking reports as evidence and transfer values manually or with an advisor.
Should advanced traders choose CoinTracking?
CoinTracking is often the better choice for advanced users who want deeper portfolio analytics, more report types, and more tax-configuration options. Divly can still support complex crypto activity such as DeFi, NFTs, multiple exchanges, wallets, and large transaction histories, but it is designed to keep the user focused on the filing outcome. In short: choose CoinTracking if you want an advanced portfolio dashboard around your tax report; choose Divly if you want complex activity handled inside a simpler Germany-ready tax workflow.
Do I need crypto tax software if I held crypto for more than one year?
You may still need clean records. Germany's private sale transaction rules make the holding period important, and Section 23 EStG includes a 1,000 EUR annual Freigrenze from 2024 onward. A tool can document taxable and non-taxable activity, but the correct treatment depends on your actual transaction history.
Start with Divly if you want the fastest path to a German crypto tax report.
If your goal is "get my German crypto taxes done," Divly is the cleaner first choice. It keeps the product centered on the report, the Germany-specific filing handoff, and the practical steps from transaction history to declaration.
This comparison is for product selection and does not replace advice from a German tax advisor. Review your transaction data carefully before submitting any tax return.
