Is cryptocurrency legal in the Netherlands?

Quick Answer

It is legal to own cryptocurrency in the Netherlands. The Netherlands is quite a favorable country to own cryptocurrency in. There are no regulations prohibiting the ownership or trade of cryptocurrency. There are a number of exchanges housed in the Netherlands that have gotten approval from De Nederlandsche Bank (Dutch central bank) to continue operations there.

A large proportion of the Dutch population also owns cryptocurrency. The AFM or the Netherlands Authority for Financial Markets estimates that 8% of the population owns crypto, Statista’s estimate is as high as 15%, placing them amongst the most crypto savvy EU countries.