Am I taxed if I don’t convert my crypto to fiat?
In Finland, you are not only taxed when you trade crypto-for-fiat. Selling cryptocurrency will always require you to declare capital gains tax whether it's at a profit or loss. Whether you are trading crypto-for-crypto or crypto-for-fiat you have to declare this to Vero Skatt. You can read more about this topic in our tax guide for Norway, namely under the headers Sell Crypto / Sell Crypto for Fiat and Trade Crypto for Crypto.