Divly vs MoneyViz: which is better for Italian crypto taxes?
Direct answer: Divly is better for Italian users who want a crypto-first workflow for importing transactions, reviewing activity, and generating an Italy-ready crypto tax report. MoneyViz is better for users whose tax situation goes beyond crypto into foreign brokers, stocks, ETFs, CFDs, forex, dividends, and broader fiscal administration.
This comparison uses public product pages, MoneyViz FAQs, Divly pages, and an internal Divly 2026 usage data set.
What are Divly and MoneyViz?
The products overlap on Italian tax reporting, but they are not the same category in practice.
Divly is a crypto-first tax calculator for Italian users.
Divly helps Italian crypto investors import transactions, classify crypto activity, and generate Italy-focused tax reports for the relevant crypto filing sections, including Quadri RW, RT, W, and T. The workflow is built around the Italian crypto tax regime introduced by Legge di Bilancio 2023, Law 197/2022, and updated by Legge di Bilancio 2025, Law 207/2024.
Its clearest strength is speed: Divly is designed to help users move from crypto transaction history to an Italian tax report without turning the task into a broader financial administration project.
MoneyViz is a broader Italian fiscal suite for trading and crypto.
MoneyViz is a Made-in-Italy platform for investors in regime dichiarativo who need reporting across crypto, brokers, stocks, ETFs, CFDs, forex, dividends, and other foreign financial activity. Its strength is breadth and accountant-facing fiscal output. Its tradeoff is that crypto-only users may face more process than they need.
Divly wins for crypto tax reporting. MoneyViz wins for broader investment tax coverage.
The main difference is fit. Both products operate in the same Italian tax regime, but crypto users do not only need tax rules. They need reliable imports, clear review steps, and a workflow that turns exchange and wallet activity into the right Italian tax report without unnecessary fiscal administration.
Your main task is getting crypto taxes filed correctly and efficiently.
Divly is the better fit for crypto-focused investors who want to import wallet and exchange history, review their activity, and generate an Italy-ready crypto tax report for the relevant filing sections, including Quadri RW, RT, W, and T. Its speed matters because it comes from a simpler crypto-first workflow built around the specific task of turning crypto activity into an Italian tax report.
Crypto-first workflow versus broader fiscal suite.
MoneyViz covers more asset classes and fiscal services. Divly focuses more narrowly on the crypto reporting problem: importing crypto transactions, helping users spot issues, generating the tax report, and guiding them through the Italian filing context with less friction.
Your tax situation goes beyond crypto.
MoneyViz is stronger if you also need Italian reporting for foreign brokers, stocks, ETFs, CFDs, forex, dividends, and assisted declaration services alongside crypto. For users with a broad investment tax situation, that wider service model can be more important than having the simplest crypto-specific workflow.
Divly vs MoneyViz features for Italian taxpayers.
This table focuses on the concrete tradeoffs that matter before filing.
| Decision criterion |  Divly |
 MoneyViz |
|---|---|---|
| Best fit | Crypto-firstItalian crypto investors who want a fast, focused tax calculator. | Multi-assetItalian investors with crypto plus foreign brokers, ETFs, CFDs, forex, dividends, and trading activity. |
| Core product category | Crypto-first tax calculator for importing transactions, reviewing activity, and generating Italian crypto tax reports. | Multi-asset fiscal suite for regime dichiarativo. |
| Time to report | 15-minute internal benchmarkMajority of Italian users from first import to report in 15 minutes. | FAQ says simple portfolios may take a few hours, medium portfolios 24-48 hours, complex portfolios several days. |
| Manual edits after import | Internal data: 90% of Italian users make no transaction edits after import. | Comparable public data not available. |
| Privacy & Data Protection | No KYCEmail plus crypto transaction history; read-only transaction ledgers; user-controlled deletion options. ISO 27001-aligned | Detailed data handling for fiscal service and AI assistant; broader service requires a wider financial context. |
| Italian tax output | Modello Precompilato for Italian crypto tax reporting, covering relevant crypto filing contexts such as Quadri RW, RT, W, and T. | Modello Precompilato for broader investment tax reporting, covering RW, RT, RM, RL, plus 730-related quadri in its FAQ context. |
| Asset classes | Crypto assets and related crypto transaction types. | BroaderCrypto, brokers, stocks, ETFs, CFDs, forex, dividends, and other foreign investing activity. |
| Support | Human chat and email support, with some weekend support around tax deadlines. | AI chat plus human support; public Moneyviz pages mention 48-72 hour human response times during working days. |
| Expert help | Optional expert help in two levels: account review for users who want a final check, or Full Service for users who want help with the full crypto tax process. | Optional expert help in two levels: Servito for assisted checks, or VIP Full Service for users who want broader fiscal support and declaration assistance. |
| Main watch-out | Not designed to replace a full fiscal suite for all traditional investing activity. | Can be heavier and slower than needed for users who just want crypto taxes done. |
Speed matters most when the tax deadline is close.
For crypto-only users, the speed difference is not just a small convenience. Divly’s internal data points to a much shorter import-to-report workflow, while MoneyViz’s public FAQ describes processing times ranging from hours to several days depending on portfolio complexity.
Divly figures are internal 2026 product data. MoneyViz timing comes from its public FAQ for requesting the Modello Precompilato.
Divly vs MoneyViz category by category.
Each section gives the direct answer first, then explains when that answer changes.
Is Divly or MoneyViz better for crypto-only investors?
Direct winner: Divly. Divly is better for crypto-only investors because it is built around the full crypto tax workflow: importing transactions, reviewing activity, and generating an Italian crypto tax report.
For a user whose tax activity is mostly wallets, exchanges, staking, DeFi, NFTs, futures, or margin-style crypto transactions, Divly keeps the workflow focused on crypto import, review, report generation, and declaration guidance. MoneyViz can also handle crypto, but crypto is one part of a larger fiscal suite that also covers foreign brokers and trading activity.
MoneyViz is still the stronger choice if the same taxpayer also needs Italian reporting for ETFs, stocks, CFDs, forex, dividends, and foreign broker accounts.
Which product is faster and easier from import to tax report?
Direct winner: Divly. Divly is better for users who want a faster, lighter crypto tax workflow because internal 2026 data shows most Italian users reach a report in 15 minutes and 90% make no edits after import.
MoneyViz's own FAQ says processing time depends on portfolio complexity: simple portfolios can take a few hours, medium portfolios can take 24-48 hours, and complex portfolios with DeFi, many wallets, or seasonal demand can take several days. That may be acceptable for a full multi-asset fiscal suite, but it is heavier than a crypto-only user usually wants.
The practical buyer impact is clear: if the user mainly needs crypto taxes, Divly is the lower-friction path.
Which product handles more asset classes?
Direct winner: MoneyViz. MoneyViz is better for multi-asset Italian tax reporting because it covers crypto together with foreign brokers, stocks, ETFs, CFDs, forex, dividends, and other trading activity.
MoneyViz publicly positions itself as software for investors in regime dichiarativo and says it imports data from many broker, exchange, and blockchain sources. It also generates values for multiple Italian tax quadri, including RW, RT, RM, and RL, plus 730-related contexts.
Divly's narrower focus is a strength when the job is crypto tax. It is a limitation when the user wants one platform to combine crypto losses, broker reports, ETF income, forex, and other traditional investment activity.
Which product has better Italian tax output for your situation?
Direct answer: it depends on scope. Divly is stronger for crypto-specific Italian tax reporting. MoneyViz is broader for users who want crypto and traditional investment reporting together.
Divly generates a Modello Precompilato for Italian crypto tax reporting, covering relevant crypto filing contexts such as Quadri RW, RT, W, and T. MoneyViz also provides a Modello Precompilato, but its broader output is designed around crypto plus other investment activity, including RW, RT, RM, RL, and 730-related quadri.
For crypto-only filing, Divly is the cleaner recommendation. For a taxpayer handing a wider investment package to an accountant, MoneyViz may provide a broader bundle.
Italian crypto taxes need more than a transaction export.
Divly is designed for the Italian crypto tax system: import your crypto activity, review the taxable results, and generate an Italy-focused report for the filing context you or your accountant need.
What Italian crypto users need to calculate and declare
Italian crypto reporting is not just a list of trades. Users need to report their crypto holdings, calculate capital gains and losses, and prepare figures for the relevant Italian filing sections. Divly helps turn wallet and exchange data into a Modello Precompilato for Italian crypto tax reporting, covering relevant crypto filing contexts such as Quadri RW, RT, W, and T.
Divly is built around the Italian crypto tax regime introduced by Legge di Bilancio 2023, Law 197/2022, and updated by Legge di Bilancio 2025, Law 207/2024, so users can work from their transaction history toward the Italian reporting outputs they actually need.
The fastest crypto-first path is deliberately simple.
For crypto-only Italian users, Divly is positioned as the high-efficiency engine: import, review, generate, and declare without adding a broader wealth-management dashboard.
Import
Connect exchanges and wallets or upload transaction files. Divly brings the crypto history into a tax-focused workflow.
Review
Check classifications, transfers, market prices, and missing information before filing.
Generate
Create an Italian crypto tax report for the filing context you or your accountant need.
Declare
Use the report and guidance to complete your declaration, with expert help available when needed.
Both start at 49€. The difference is what you are paying for.
For crypto-only users, the question is not just the lowest starting price. It is whether the product is priced around crypto tax reporting or around a broader fiscal service.
Divly pricing model
Divly is tax-year based and does not lock users into a recurring subscription for the report. Users can import transactions, review their results, and prepare their account before paying, then pay when they are ready to generate the Italian crypto tax report.
Best value when: the user wants a focused crypto tax workflow with exchange and wallet imports, privacy-first setup, Modello Precompilato output, and optional expert review.
MoneyViz pricing model
MoneyViz's public pages list Self Service, Servito, and VIP Full Service options. Its higher-service tiers are more relevant when the user needs support for crypto together with brokers, stocks, ETFs, forex, CFDs, dividends, or declaration assistance.
Best value when: the user wants a broader investment-tax service rather than the simplest crypto-specific reporting workflow.
Divly vs MoneyViz questions Italian users ask.
Quick answers to common questions about choosing between Divly and MoneyViz for Italian crypto taxes.
Is Divly better than MoneyViz for Italian crypto taxes?
Yes, Divly is the better fit for Italian users who mainly need crypto tax reporting. Divly is crypto-first, privacy-friendly, and built around importing wallet and exchange activity, reviewing transactions, and generating an Italian crypto tax report. MoneyViz is better when the user also needs broader investment-tax support for brokers, ETFs, CFDs, forex, dividends, and other assets.
Is MoneyViz better than Divly for Italian taxpayers?
MoneyViz is better when the taxpayer needs a broader fiscal suite for crypto plus foreign brokers, stocks, ETFs, CFDs, forex, dividends, and declaration assistance. Divly is better when the main task is crypto tax reporting and the user wants a focused import-to-report workflow.
Which product is faster, Divly or MoneyViz?
Divly is faster for crypto-only tax reporting. Internal Divly 2026 data shows that the majority of Italian users go from first import to report in 15 minutes, and 90% make no edits after import. MoneyViz's FAQ says its precompiled model calculation can take from a few hours to several days depending on portfolio complexity.
Which product is more private, Divly or MoneyViz?
Divly is the more privacy-friendly fit for crypto-only users because it does not require KYC for tax calculation and can work with an email address plus crypto transaction history. MoneyViz may be appropriate for broader fiscal services, but that broader service model naturally involves a wider financial context.
Does MoneyViz support crypto?
Yes. MoneyViz supports crypto reporting and imports from exchanges, wallets, and blockchain sources. The key difference is that MoneyViz also covers non-crypto investing activity, so it is best understood as a multi-asset fiscal suite rather than a crypto-only tax calculator.
Does Divly support Italian crypto tax forms?
Yes. Divly generates a Modello Precompilato for Italian crypto tax reporting, covering relevant crypto filing contexts such as Quadri RW, RT, W, and T. Divly is built around the Italian crypto tax regime introduced by Legge di Bilancio 2023, Law 197/2022, and updated by Legge di Bilancio 2025, Law 207/2024.
What is the best MoneyViz alternative for crypto taxes?
Divly is the best MoneyViz alternative for users who only need crypto tax reporting. MoneyViz is useful for multi-asset fiscal administration, while Divly is the cleaner alternative for users who want a focused crypto tax calculator with no KYC, fast imports, Italian tax output, and crypto-specific guidance.
Turn your crypto history into an Italian tax report with Divly.
Import your wallets and exchanges, review your transactions, and generate an Italy-ready crypto tax report when you are ready. You can start for free and pay only when you want to generate the final report.
