What do I enter in the szja return for crypto?

The year's profit from crypto (ügyleti nyereség) and the 15 % tax on it, or the year's loss (ügyleti veszteség). On the return for tax year 2025 (25SZJA) they go in row 164: a loss in column a, the profit in column e, the tax in column f. Divly's report gives each amount in forint with its row, ready to copy; NAV has not published the form for 2026 yet, so check the row numbers when it does.

I only bought crypto this year: do I declare anything?

Yes, if you want the year to count. In Hungary a year in which you spent more on crypto than you received ends in a loss, even if you sold nothing, and a loss counts later only if you showed it in the return of the year it arose. A declared loss can lower your crypto tax in a later year, within the limit the law sets (the loss credit, adókiegyenlítés). Divly shows the loss of each year and carries the unused part forward.

Are swaps between coins taxed in Hungary?

No. Hungary taxes the money you receive for crypto in the year against the money you spend on crypto in the year, so swapping one coin for another adds nothing to either side. Divly leaves swaps out of the count, swaps into stablecoins included.

Which small sales stay out of the count?

A sale worth at most 10 % of the monthly minimum wage stays out of your revenue, as long as you made no other such sale that day and the year's small sales together stay within the monthly minimum wage. For 2026 that is 32 280 Ft per sale and 322 800 Ft in the year. Divly applies the rule for you, one sale of the same coin per day, and the report says how many sales it left out.

Revolut sold my crypto in December 2025: which year is that?

2025. Revolut stopped its crypto service for Hungarian customers in December 2025 and sold what was left on the accounts, and money received for crypto in 2025 belongs in the return for 2025. Divly imports your Revolut statement and counts the sale in that year.

Exchanges report to NAV from 2026: do I still file?

Yes. From 1 January 2026 crypto service providers report their users' transactions to the tax authority (DAC8), and NAV receives the first data in 2027. That does not replace your return: crypto is not pre-filled in NAV's draft, so you still file your own.

Which years does Divly cover?

Tax years 2022 to 2026, each with its own small-sale limits; the loss credit is on the 2025 and 2026 reports. Earlier years are not covered. You pay per tax year for the report you want.

Best Crypto Tax Software for Hungary (2026)

Q: Which crypto tax software is best for Hungary?

For a Hungarian return, Divly is the straightforward choice if you want the amounts for your Hungarian tax return worked out for you, in Hungarian, wherever your crypto is. Koinly is for you if you use many platforms or less common blockchains, are fine in English, and work out the Hungarian amounts yourself or with an accountant. CoinTracking is for you if you want to follow your portfolio all year, have a long history across many exchanges, and work out the Hungarian tax yourself.

Best crypto tax software for Hungary (2026)

Divly, Koinly and CoinTracking compared on the things that decide a Hungarian return: whether you get the amounts the tax return asks for, whether your losing years count and swaps and small sales stay untaxed, whether it works in Hungarian, and whether someone can check before you file. Short version: filing in Hungary, start with Divly.

Updated November 2026 · Prices and features checked on each service's own pages in October and November 2026, inside CoinTracking with a test portfolio on 10 November 2026, and in a Koinly account on 11 November 2026.

Criterion	Divly	Koinly	CoinTracking
Who it is for	For you if you want the amounts for your Hungarian tax return worked out for you, in Hungarian, wherever your crypto is	For you if you use many platforms or less common blockchains, are fine in English, and work out the Hungarian amounts yourself or with an accountant	For you if you want to follow your portfolio all year, have a long history across many exchanges, and work out the Hungarian tax yourself
Works in Hungarian	Yes: app, report and guides	No: app and report in English	No: the app has other languages but not Hungarian; report in English
Support	Chat support in Hungarian	Human support in English only	English and German, Monday to Friday
Report for the szja return	A Hungarian report whose summary page gives Ügyleti nyereség (the year's profit), Adó (15%) and Ügyleti veszteség (the year's loss) in forint, each with its row of the return (row 164 on the 2025 and 2026 reports)	No report for Hungary: a general report in English; Koinly says it has not verified the Hungarian tax rules	Hungary is not one of its countries with a report of their own; in our test the general report in English gave no Hungarian tax amount
How the year is counted	As Hungarian law does: what you received for crypto in the year minus what you spent on crypto in the year, so a year with purchases only ends in a loss; no cost-basis method to choose	A gain or loss for each coin you sell (FIFO, LIFO, HIFO or average cost); in February 2025 its staff told a user asking about the Hungarian tax that Koinly does not apply the 15 % tax	A gain or loss for each coin you sell, with a choice of methods (FIFO, LIFO, HIFO and others); in our test a year with purchases only showed nothing
Swaps between coins	Not taxed, swaps into stablecoins included; nothing to switch on	A setting decides it; Koinly's help centre says swaps are taxed in almost every country and to keep the setting on	Counted as sales in our test
Small sales	Left out when the rule allows: at most 32 280 Ft per sale and 322 800 Ft in the year for 2026; the report says how many were left out	We found no Hungarian small-sale rule in its help centre	Not applied: every small sale counted in our test
The loss credit (adókiegyenlítés)	Worked out for tax years 2025 and 2026 from your earlier years, with fields for what you actually declared; the unused loss is carried to the next year	Losses from earlier years are not included in its report	In our test each year's gain or loss only: no credit and no record of unused losses
Expert help	Peace of Mind, from 32 990 Ft: an expert checks every transaction of the year and sends a written report, in Hungarian. Full Service, from 179 990 Ft: a dedicated expert handles it with you, with calls in English. Or invite your own accountant. Peace of Mind · Full Service	An expert review of your imports (completeness, balances, tags); no tax advice	Full Service, done for you, in 30+ countries, from €999
Pricing	Per tax year, in forint, counting that year's transactions: 9 990 Ft (100), 24 990 Ft (1 000), 49 990 Ft (10 000), 99 990 Ft (100 000); free to import and check	Per tax year, in US dollars or euros: 49 (100 transactions), 99 (1 000), 199 (3 000), from 299 (10 000 and more); a report download needs a plan for that year	Per year of licence, counting every transaction you have ever made: €39 (200), €129 (3 500), €219 to €389 (20 000 to 100 000), €769 (unlimited); two-year and lifetime terms too; tax reports need a paid plan

Criterion

Divly

Koinly

CoinTracking

Who it is for

For you if you want the amounts for your Hungarian tax return worked out for you, in Hungarian, wherever your crypto is

For you if you use many platforms or less common blockchains, are fine in English, and work out the Hungarian amounts yourself or with an accountant

For you if you want to follow your portfolio all year, have a long history across many exchanges, and work out the Hungarian tax yourself

Works in Hungarian

Yes: app, report and guides

No: app and report in English

No: the app has other languages but not Hungarian; report in English

Support

Chat support in Hungarian

Human support in English only

English and German, Monday to Friday

Report for the szja return

A Hungarian report whose summary page gives Ügyleti nyereség (the year's profit), Adó (15%) and Ügyleti veszteség (the year's loss) in forint, each with its row of the return (row 164 on the 2025 and 2026 reports)

No report for Hungary: a general report in English; Koinly says it has not verified the Hungarian tax rules

Hungary is not one of its countries with a report of their own; in our test the general report in English gave no Hungarian tax amount

How the year is counted

As Hungarian law does: what you received for crypto in the year minus what you spent on crypto in the year, so a year with purchases only ends in a loss; no cost-basis method to choose

A gain or loss for each coin you sell (FIFO, LIFO, HIFO or average cost); in February 2025 its staff told a user asking about the Hungarian tax that Koinly does not apply the 15 % tax

A gain or loss for each coin you sell, with a choice of methods (FIFO, LIFO, HIFO and others); in our test a year with purchases only showed nothing

Swaps between coins

Not taxed, swaps into stablecoins included; nothing to switch on

A setting decides it; Koinly's help centre says swaps are taxed in almost every country and to keep the setting on

Counted as sales in our test

Small sales

Left out when the rule allows: at most 32 280 Ft per sale and 322 800 Ft in the year for 2026; the report says how many were left out

We found no Hungarian small-sale rule in its help centre

Not applied: every small sale counted in our test

The loss credit (adókiegyenlítés)

Worked out for tax years 2025 and 2026 from your earlier years, with fields for what you actually declared; the unused loss is carried to the next year

Losses from earlier years are not included in its report

In our test each year's gain or loss only: no credit and no record of unused losses

Expert help

Peace of Mind, from 32 990 Ft: an expert checks every transaction of the year and sends a written report, in Hungarian. Full Service, from 179 990 Ft: a dedicated expert handles it with you, with calls in English. Or invite your own accountant. Peace of Mind · Full Service

An expert review of your imports (completeness, balances, tags); no tax advice

Full Service, done for you, in 30+ countries, from €999

Pricing

Per tax year, in forint, counting that year's transactions: 9 990 Ft (100), 24 990 Ft (1 000), 49 990 Ft (10 000), 99 990 Ft (100 000); free to import and check

Per tax year, in US dollars or euros: 49 (100 transactions), 99 (1 000), 199 (3 000), from 299 (10 000 and more); a report download needs a plan for that year

Per year of licence, counting every transaction you have ever made: €39 (200), €129 (3 500), €219 to €389 (20 000 to 100 000), €769 (unlimited); two-year and lifetime terms too; tax reports need a paid plan

The amounts for your tax return, ready to copy

Divly's report gives you the year's profit and the tax on it, or the year's loss, in forint and in Hungarian. Koinly and CoinTracking give a general report in English, without the amounts the Hungarian return asks for.

DivlyThe year's profit and the tax on it, or the year's loss, in forint and in Hungarian

KoinlyA general report in English, without the amounts the Hungarian return asks for

CoinTrackingA general report in English; no Hungarian tax amount in our test

A year you only bought still counts

In Hungary such a year ends in a loss, and a loss you declare can take 15 % of itself off your crypto tax in a later year. Divly shows the loss and carries it from year to year; in our test CoinTracking showed nothing for a year with purchases only.

How to declare a loss year: see the FAQ below.

DivlyShows the loss of a year with purchases only and carries it from year to year

KoinlySays it has not verified the Hungarian tax rules

CoinTrackingShowed nothing for a year with purchases only, in our test

No tax on what Hungary leaves alone

Swapping one coin for another is not taxed, and small sales can stay out of the count. Divly applies both for you; in our test CoinTracking counted the swaps and every small sale, and Koinly says it has not verified the Hungarian rules.

DivlySwaps untaxed and small sales left out, with nothing to switch on

KoinlySays it has not verified the Hungarian tax rules

CoinTrackingCounted the swaps and every small sale, in our test

★★★★★

"This is my third time using Divly for my crypto taxes, and they continue to impress. Everything was handled with precision and clarity. Their customer support is honestly next level. Quick responses, clear answers, and they go above and beyond to help."

"Great customer service, I can recommend Divly for all crypto people, I wouldn't be able to declare without them."

"I recently required a comprehensive account review of my historic cryptocurrency transactions (2018–2022) to ensure full accuracy for official tax documentation. The team at Divly provided absolute top-tier support."

"I had about 400 transactions in 2025 and no idea how to declare them. I got very good and fast help with my return, and the site is very user-friendly and clear."

"It went really well, even though it was definitely not an easy job. The data had to be dug up from several years, several exchanges and wallets."

"Fast service. The personal service worked well too. The documents I needed were easy to download."

Best crypto tax software for Hungary (2026)

Which one is for you?

Five things that decide a Hungarian return.

Three differences you will feel at filing time.

The amounts for your tax return, ready to copy

A year you only bought still counts

No tax on what Hungary leaves alone

Four steps from your exchanges to NAV.

Add every exchange and wallet to Divly

Divly works out your year

Enter the amounts in your tax return

File and pay by 20 May

What people say after filing with Divly.

Quick answers.

Filing in Hungary? Start with Divly.

Crypto taxes without the headache